Louisiana has some unique estate planning laws that you cannot find in the rest of the nation because it is a civil-law jurisdiction that follows French and Spanish models of asset division. One of the most notable laws is giving surviving spouses access to usufructs.
Usufructs grant the surviving spouse access to the decedent’s community properties while still guaranteeing that the “naked owners” will come to inherit it. In most cases, this refers to the couple’s children or any other potential heirs. Surviving spouses get access if the decedent does not have a will or specifically includes it in the will. Depending on the circumstances, most usufructs will terminate once the surviving spouse dies or remarries.